Ripple is a payment protocol used online. It is based on an open source protocol, which allows others access if required. It provides a currency exchange service and is written in C++. While it is not completely fee-free, it does aim to be nearly free. It also provides a secure and fast method for completing transactions worldwide. It has been designed to support numerous currencies, both fiat currencies and cryptocurrencies. It therefore has an opportunity to become very popular. Its original release occurred in 2012, but it was not until 2018 that the first stable release was issued.

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